Loveland Homes with Unfinished Basement

Welcome to Loveland, Colorado – a vibrant city nestled in the heart of Larimer County, known for its stunning natural beauty and a warm sense of community. Loveland boasts a rich artistic culture, with numerous galleries, sculptures, and annual festivals that celebrate creativity. The city is surrounded by the majestic Rocky Mountains, providing residents with a breathtaking backdrop and endless opportunities for outdoor adventures, from hiking and biking to winter sports.

One of the standout features of Loveland's real estate market is the availability of homes with unfinished basements. These versatile spaces offer the perfect blank canvas for homeowners to design their dream areas, whether it's a cozy family room, a home gym, or a personalized office. With the average home in Loveland blending modern amenities and classic charm, the potential of an unfinished basement adds significant value and flexibility to your living space.

Imagine transforming that empty basement into a vibrant entertainment area, a serene retreat, or additional bedrooms for a growing family. The possibilities are endless, allowing you to tailor your home to fit your lifestyle. Plus, with Loveland's strong sense of community and a variety of local amenities, you’ll find everything you need just a stone's throw away – from parks and schools to shopping and dining.

Whether you're a first-time homebuyer or looking to invest, Loveland's homes with unfinished basements present an exciting opportunity to create a unique living space in a city that truly feels like home. Explore the charm of Loveland today and discover the perfect house waiting for your personal touch!

Newest Loveland Homes with Unfinished Basement

$609,000

4 Beds ⋅ 3 Baths ⋅ IR1065569 MLS

MOVE IN READY! The Kiowa by Aspen Homes! Brand new 2-story, 4 beds, 2.5 bath, loft, upper floor laundry & UF walk-out bsmt! Open thru kitchen, dining & living. Eat-in kitchen w/ solid surface counters, island, pantry & SS appliances. Primary suite w/walk-in spa shower & walk-in closet. 2 car garage, back deck w/great foothills view. AC & active radon & Class 4 Roof. Highly efficient homes w/ 95% eff furnace w/advanced sealing package, tankless H20, HERS rated, E-Star windows. Includes front yard landscaping maintained by HOA. See sales team for additional homes, floor plans, and info from Aspen Homes at Wilson Commons. Preferred lender promotions are available!

2908 Donatello Street, Loveland

$668,000

3 Beds ⋅ 3 Baths ⋅ IR1065538 MLS

MOVE IN READY! Cimarron ranch plan with UF walkout bsmt & upper floor accessory dwelling unit by Aspen Homes! Phenomenal opportunity for multi-generational living or investment potential. 2 bed, 2 bath main house boasts main floor living, deck, UF walkout bsmt & back deck. 1 bed 1 bath ADU- 731 sq ft w/separate entry, private balcony & in unit laundry. Standards: LVP flooring, SS appliances, solid surface kitchen counters, Active radon & Class 4 Impact Resistant Roofing separate thermostats, furnaces, ACs, tankless H2O heaters. . Highly efficient homes w/ 95% eff furnace w/advanced sealing package, HERS energy tests, E-Star windows. See listing team for other homes, lots & floor plans available from Aspen Homes at Wilson Commons. Traditional single family homes & paired homes available. $5000 Preferred Lender Credit Available

2894 Donatello Street, Loveland

$1,395,000

6 Beds ⋅ 3 Baths ⋅ IR1065512 MLS

Welcome to historic Nugget Springs-a once-in-a-lifetime legacy estate where Colorado's rich past meets modern mountain luxury.Set on 52 private acres with coveted Big Thompson River frontage, this extraordinary 1922 estate offers unmatched privacy, towering granite cliffs, breathtaking mountain views, and borders Roosevelt National Forest, placing thousands of acres of protected wilderness beyond your backyard. Fish from your own stretch of river, explore private trails, or simply relax to the sound of the rushing river.Lovingly restored with an unwavering commitment to preserving its history, this 105-year-old legacy property has had an incredible amount of love poured into every detail. The 6-bedroom, 3-bath residence showcases a stunning chef's kitchen featuring Taj Mahal quartzite countertops, imported Spanish tile, solid brass hardware throughout the home, a beautiful moveable butcher block island, custom built-ins, custom wainscoting, fully refinished original 105-year-old hardwood floors, fully re-tuckpointed masonry, and all-new designer light fixtures. Every improvement was thoughtfully selected to honor the home's historic character while seamlessly blending timeless craftsmanship with modern luxury.Perfectly positioned just 25 minutes from Estes Park, the gateway to Rocky Mountain National Park, and a short drive to Loveland, Nugget Springs offers the rare balance of peaceful seclusion with convenient access to world-class recreation, dining, and adventure.Once a beloved destination for travelers, Nugget Springs now presents an extraordinary opportunity to own a true Colorado landmark-whether as a luxury mountain residence, family legacy retreat, vacation home, or investment unlike any other.Properties offering this combination of history, private river frontage, acreage, national forest access, meticulous restoration, and an irreplaceable location rarely become available. This is more than a home, it's a legacy waiting for its next steward.

1031 W US Highway 34, Loveland

$450,000

2 Beds ⋅ 2 Baths ⋅ IR1065480 MLS

Experience low-maintenance living in this impeccably maintained patio home tucked into a quiet SW Loveland neighborhood surrounded by mature trees. Since its last sale, the home has received extensive upgrades, including new windows, a new heat pump, hardwood flooring in the living room, new carpet in the bedrooms, blackout blinds in the primary suite, and a new roof (2025)-offering years of worry-free ownership. The open floor plan features vaulted ceilings, a spacious kitchen, and a cozy gas fireplace. The unfinished basement already includes egress windows and a second washer and dryer, making it easy to finish for additional living space. Enjoy a spacious primary suite, attached two-car garage, and a private, low-maintenance backyard. Exceptionally clean, pre-inspected, and truly move-in ready, this home reflects pride of ownership throughout.

2614 Forsythia Drive, Loveland

$965,000

5 Beds ⋅ 6 Baths ⋅ IR1065339 MLS

3331 Sapinero Drive, Loveland

$795,000

3 Beds ⋅ 2 Baths ⋅ IR1065274 MLS

6 acres of prime opportunity in west Loveland! This expansive property offers room to breathe, exceptional flexibility, and the potential to build your ideal country lifestyle within a peaceful setting framed by scenic mountain views. Tucked away just minutes from Boedecker Lake, enjoy a quiet, secluded location with mature trees providing shade and seasonal views of snow-capped peaks. The land is ready for your vision, with zoning that permits horses, livestock, and agricultural pursuits, supported by multiple existing outbuildings ready to accommodate gear, machinery, or animals. The ranch-style home also presents a wonderful opportunity to personalize and update while preserving its original character. Inside, the layout features comfortable gathering areas, including a bright sunroom, alongside three bedrooms and a primary suite with a private en-suite bathroom. A full unfinished basement offers endless capacity for storage, hobbies, or future expansion. This property is the perfect canvas for a working ranch, hobby farm, or private sanctuary. Enjoy complete seclusion paired with convenient access to local shopping, dining, and a short, scenic drive to Estes Park. 1/10 share of Buckingham Irrigation Company is included! No HOA!

3620 W 1st Street, Loveland

$665,000

5 Beds ⋅ 3 Baths ⋅ IR1065017 MLS

Welcome home to this beautifully remodeled 5-bedroom, 3-bath two-story home in the desirable Kendall Brook Subdivision! This bright, open floor plan features soaring 20-foot ceilings in the family room, creating a dramatic and inviting living space.The completely renovated kitchen is designed to impress with gorgeous white quartz countertops, a stunning designer backsplash, brand-new stainless steel appliances, double ovens, and a gas cooktop. Custom design touches and modern finishes can be found throughout the home.The main floor offers a convenient bedroom and full bath, while upstairs you'll find four additional bedrooms, including a spacious primary suite with a private sitting area. The luxurious primary bathroom features a huge custom tile walk-in shower for a true spa-like retreat.Additional updates include new Luxury Vinyl Plank flooring throughout the main level, brand-new carpet upstairs, all-new modern light fixtures, a new HVAC system, and a new driveway. The roof has been inspected and certified for added peace of mind.Step outside to enjoy the low-maintenance backyard complete with a large Trex deck-perfect for BBQs, entertaining, or relaxing with family and friends.Best of all, there's No Metro Tax! The home also includes a 1-Year Eagle Premier Home Warranty from First American Home Warranty, providing added confidence for the new owner.

1470 New Mexico Street, Loveland

$395,000

2 Beds ⋅ 3 Baths ⋅ IR1064989 MLS

This stunning west Loveland townhome offers bright, low-maintenance living at its finest and is so gently lived in, it feels brand new! The main level greets you with soaring vaulted ceilings and an array of south-facing windows that flood the space with natural light. Upstairs, retreat to an impressive primary suite featuring continued vaulted ceilings, an oversized en suite bathroom, and two generous closets-plus a flexible, open loft space currently used as an office. The spacious second bedroom overlooks peaceful open space and sits directly adjacent to a full bathroom. Storage is abundant throughout, including two organized kitchen pantries, a full unfinished basement ready for your personal touch, and an oversized attached 2-car garage. Enjoy morning coffee or relaxed evenings on the sunlit south-facing front patio. When you're ready to explore, weekend fun is right around the corner at Mehaffey Park, the Loveland Sculpture Garden, Devil's Backbone, and the Olde Course-or stay even closer to home and cool off at the community pool. Move-in ready and built for effortless living-schedule your showing today!

3030 Nunn Place, Loveland

$563,000

3 Beds ⋅ 2 Baths ⋅ IR1064951 MLS

Campion by Aspen Homes-3 bed 2 bath ranch w/UF basement. Premium lot backing to open space! Bright open plan thru kitchen, dining & living rooms. Eat-in kitchen w/ solid surface counters, island, pantry & SS appliances. A/C, active radon & Class 4 Impact Resistant Roof. Includes back patio & rear lot line fencing. Highly efficient homes w/ 95% eff furnace w/advanced sealing package, tankless H20, HERS energy tests, E-Star windows. NO METRO TAX! Estimated completion NOV 2026 is subject to change See listing team for additional floor plans and lots available from Aspen Homes at Wilson Commons. $5000 Preferred Lender Credit Available!

2997 Dali Place, Loveland

$559,000

3 Beds ⋅ 3 Baths ⋅ IR1064942 MLS

Welcome home to this beautiful two-story residence featuring the highly sought-after convenience of a main-floor primary suite and stunning open views of farmland to the north and mountain vistas to the west. Thoughtfully designed for comfortable everyday living, this exceptional floor plan offers everything you need on the main level, including a spacious primary retreat with a luxurious five-piece ensuite bath, walk-in closet, and main floor laundry room. The bright, open-concept living space is filled with natural light and showcases beautiful luxury vinyl plank flooring throughout the living room, kitchen, and hallways. The stylish kitchen features crisp white cabinetry, quartz countertops, a designer tile backsplash, pantry, and plenty of workspace for cooking and entertaining. Upstairs, you'll find two additional bedrooms, a full bath, and a spacious loft that's perfect as a second living area, home office, playroom, or workout space. Upgraded tile finishes in every bathroom add a touch of elegance throughout the home. The unfinished basement provides abundant storage or the opportunity to create the space you've always wanted-whether it's a recreation room, home gym, additional bedrooms, or a media room.Built with energy efficiency in mind, this home includes a tankless water heater, 95% efficient furnace with advanced air sealing, HERS Energy Rating, Energy Star windows, and a smartphone-compatible thermostat for year-round comfort and lower utility costs. Step outside to enjoy the fully fenced backyard with a spacious patio where you can unwind while taking in breathtaking Colorado sunsets and mountain views. As an added bonus, the Wilson Commons HOA includes access to a wonderful neighborhood park with low HOA dues and no metro tax! Located in the Ponderosa Elementary, Lucile Erwin Middle School, and Loveland High School area. Easy shot to Fort Collins and close to lots of trails and natural areas.

4985 Goya Court, Loveland

$620,000

3 Beds ⋅ 2 Baths ⋅ IR1064908 MLS

Welcome to 1510 Tennessee Street, a beautifully maintained R&R Homes ranch located on a corner lot in Loveland's desirable Kendall Brook neighborhood. Offering 1,766 finished square feet on the main level plus a full 1,740-square-foot unfinished basement, this home blends comfortable single-level living with excellent room to grow. Inside, hardwood floors, vaulted ceilings, skylights, and abundant windows create a bright, welcoming atmosphere. The spacious living room features a corner gas fireplace with tile accents, while the dining area is surrounded by windows overlooking the backyard. The kitchen offers generous cabinetry, granite countertops, a gas cooktop, wall oven with built-in microwave, pantry storage, and an open layout ideal for everyday living and entertaining. The main level includes three bedrooms, two baths, and a laundry room with tile flooring. The primary suite features a tray ceiling, walk-in closet, and private five-piece bath with dual sinks, soaking tub, and separate shower. Interior paint, carpet, and pad were updated four years ago. The unfinished basement offers 9-foot walls, large 5-by-5-foot windows with grated area wells, and a bathroom rough-in, creating plenty of potential for future bedrooms, recreation space, a gym, workshop, or storage. EnergyStar rated home offering energy-conscious features include a tankless water heater installed four years ago, a whole-home humidifier, and a new air-conditioning unit installed three years ago. Outside, enjoy the fully fenced yard, covered patio, expansive concrete entertaining area, and gas fire pit. A garden box with its own dedicated drip-line zone makes seasonal planting a little easier, while mature landscaping and the attached two-car garage complete this inviting Kendall Brook home.

1510 Tennessee Street, Loveland

$410,000

2 Beds ⋅ 3 Baths ⋅ IR1064601 MLS

Situated in a highly desirable west Loveland neighborhood, this home offers the perfect balance of suburban tranquility and city convenience. Residents benefit from well-maintained grounds and a low-maintenance lifestyle managed by the community HOA. It is perfectly positioned near local parks, shopping, and dining. With stunning views of the foothills this home features an open style living with vaulted ceilings and hardwood flooring through the kitchen. Ample cherry cabinets create a kitchen with plenty of storage and counter space for your home chef! A brief walk upstairs takes you to the large primary suite that offers a 5 piece primary bath with a jetted tub for soaking after those long days at work or on the nearby trails. An oversized two car garage offers plenty of storage for all your cars and outdoor toys to enjoy the nearby trail system. Colorado living at its finest with a lock and go amenities allow the buyer to experience all that the Colorado playground has to offer only minutes away!

3155 Adelaide Place, Loveland

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