Fort Morgan Homes with Unfinished Basement

Welcome to Fort Morgan, Colorado—a charming city nestled in the heart of Morgan County, where small-town hospitality meets the beauty of the great outdoors. Known for its rich agricultural heritage and vibrant community spirit, Fort Morgan offers a unique blend of modern amenities and a close-knit atmosphere, making it an ideal place to call home.

The city boasts a variety of recreational opportunities, from the picturesque landscapes of Riverside Park to the scenic trails along the South Platte River. With a strong sense of community, residents enjoy local events, farmer's markets, and cultural festivals that celebrate the area's heritage. Fort Morgan is not just a place to live; it’s a lifestyle that embraces both tranquility and adventure.

For those considering a move to Fort Morgan, homes with unfinished basements present an exciting opportunity. These versatile spaces allow homeowners to customize their living environments according to their needs and preferences. Whether you envision a cozy family room, a home gym, or an extra bedroom, an unfinished basement provides the perfect canvas for your creativity. With ample square footage, these homes offer the potential for increased value and functionality, making them an attractive option for families and investors alike.

Explore the charm of Fort Morgan and discover the potential of homes with unfinished basements. Here, you’ll find not just a house, but a place to grow, thrive, and create lasting memories. Come and experience the warmth of Fort Morgan—your new home awaits!

Newest Fort Morgan Homes with Unfinished Basement

$295,000

2 Beds ⋅ 1 Baths ⋅ IR1068848 MLS

Your chance to own a beautifully updated two-bedroom, one-bath brick ranch in a wonderful neighborhood, set on a spacious quarter-acre lot with an oversized, insulated two-car attached garage. The completely renovated kitchen boasts all new subflooring/vinyl flooring, soft-close cabinetry, quartz countertops, and a new sink/fixtures, while the bathroom has been thoughtfully updated with all new fixtures and plumbing. The exterior is recently professionally painted and the home is nestled beneath mature shade trees that help keep it cool and comfortable during the summer months. The professionally sanded and refinished hardwood floors in the living room and both bedrooms add warmth and character. New appliances are included, and the Seller will provide a home warranty for added peace of mind. The unfinished basement offers exciting possibilities, with insulated walls, egress windows, and plumbed for a future bathroom. Outside, the generous backyard provides plenty of room to build a shop or additional garage. Move-in ready today with incredible room to grow tomorrow-this is a home you won't want to miss!

721 Arapahoe St, Fort Morgan

$850,000

3 Beds ⋅ 2 Baths ⋅ 2623247 MLS

There’s a place where the horizon still stretches wide, where mornings start with the call of cattle and end under a sky full of stars. That place is 17754 County Road JJ in Fort Morgan, Colorado - a 320-acre working farm built for those who still believe in the American dream of open land, honest work, and the satisfaction of doing things your own way. This property captures the spirit of the West. Strong, capable, and beautifully self-reliant. The 3-bedroom, 2-bath farmhouse blends rustic charm with modern comfort: new flooring throughout, an updated bathroom with wood-look tile bathtub/shower combo, plus a new roof, new septic system, and new well pump. Large windows draw in miles of golden prairie light, reminding you every day what space and freedom really feel like. The land itself is ready to work. A classic barn with four stalls and a hayloft for 700+ small bales supports livestock and horses alike. And when it’s time to roll up your sleeves, the fully finished 2,400-square-foot workshop is a dream setup - 220W electric, compressed-air lines, and two commercial overhead doors perfect for RV storage, welding, or mechanical work. This isn’t just property, it is a lifestyle, a legacy, and a return to what matters. Whether you’re continuing a family tradition, starting a new chapter, or simply chasing the wide-open promise of the prairie, this ranch delivers. Welcome home, where the Wild West lives on in the modern day. Strong, steady, and ready for whoever’s bold enough to call it home.

17754 County Road Jj, Fort Morgan

$350,000

4 Beds ⋅ 2 Baths ⋅ 2843172 MLS

Step into the perfect blend of historic character and modern comfort in this beautifully renovated 1897 home. Offering 4 bedrooms, 1.5 bathrooms, and nearly 1,600 square feet of living space, this home delivers the timeless warmth of a classic property with the peace of mind that comes from extensive updates. Inside, you'll find a thoughtfully renovated interior featuring an updated kitchen, remodeled bathrooms, fresh paint, and new flooring throughout. Major system improvements have already been completed, including a brand-new tankless boiler/water heater combination system and a roof that is just six years old. Truly a move-in-ready home that honors its history while functioning beautifully for today's lifestyle. Situated on a generous 9,000-square-foot lot, the outdoor space offers endless opportunities to enjoy Colorado living. Double fenced with alley access, the enclosed back patio provides the perfect setting for summer barbecues, entertaining guests, or simply relaxing at the end of the day. The 238-square-foot unfinished basement offers valuable storage and workshop space, and the detached garage provides additional storage and convenient off-street parking. Ideally located just one block from the Sherman Historic District and only a short walk to Downtown Fort Morgan's shops, restaurants, and community events, this property combines small-town charm with everyday convenience. Located within the RE-3 School District and close to everything Fort Morgan has to offer, this is a rare opportunity to own a piece of local history without sacrificing modern amenities.

410 Grant St, Fort Morgan

$179,900

2 Beds ⋅ 1 Baths ⋅ IR1064181 MLS

Charming stucco home on a very large lot! This home features a functional floor plan with two bedrooms and one bathroom. The kitchen cabinets have been updated and there is newer flooring throughout and updated furnace and water heater. Out back there is a storage shed and plenty of room to build a garage, have a garden, bring your ideas to life!

821 Deuel St, Fort Morgan

$400,000

5 Beds ⋅ 2 Baths ⋅ 2463900 MLS

Completely reimagined and a NEW PRICE $400,000! One of the lowest price-per-square-foot opportunities currently available, and it’s not because this home needs work. Quite the opposite this home has been completely updated from the walls in, giving you the feel of a new home without the new-construction price tag. Picture yourself moving in with nothing left on the to-do list. The open, light-filled main level is designed for everyday living and entertaining, with a stunning kitchen featuring quartz countertops, abundant cabinetry, a massive island, walk-in pantry, stainless steel appliances, and a gas range. The spacious dining area is perfect for family dinners and gatherings with friends. The main level offers two bedrooms and a full bath with dual sinks, including a bedroom with French doors ideal for a home office, guest room, or flex space. Upstairs are three additional bedrooms, a full bath, and conveniently located laundry. Two bedrooms feature hidden storage for added functionality and charm. This isn’t just a cosmetic remodel—EVERYTHING is new! New stucco, windows, drywall, electrical, plumbing, flooring, heating and A/C, appliances, fixtures, kitchen, bathrooms, washer and dryer—you name it. Every detail has been thoughtfully updated so you can simply move in and enjoy it. Outside, the oversized detached garage with workshop space and ample off-street parking provides room for vehicles, hobbies, storage, or a home-based business. The full unfinished basement with a separate exterior entrance presents incredible potential—ideal for a future mother-in-law suite, multi-generational living, rental income opportunity, or Airbnb. Just one block from downtown Fort Morgan, you’re within easy reach of shops, restaurants, parks, churches, the library, schools and everyday conveniences. With its small-town feel, open spaces, and strong sense of community, this home delivers exceptional value, flexibility, and lifestyle.

411 Ensign St, Fort Morgan

$423,520

2 Beds ⋅ 1 Baths ⋅ 7041563 MLS

To Be Built! This new duplex floor plan offers smart, flexible living with two main-level bedrooms and convenient all-in-one laundry on the main floor. A spacious great room with a cathedral ceiling creates an open, light-filled gathering space, while the extra-long garage easily fits a full-size pickup and additional storage. The unfinished basement is plumbed for an additional bathroom and conventional laundry, with an optional finished layout adding two more bedrooms- perfect for future growth, guests, or multigenerational living. Designed for comfort today and flexibility tomorrow, this home delivers modern living that works. Option to finish basement.

478 Cache Ave Unit B, Fort Morgan

$553,900

2 Beds ⋅ 2 Baths ⋅ IR1055500 MLS

Introducing the Locust Model by GO Homes. This thoughtfully designed ranch-style home blends modern comfort with effortless main-level living. The open-concept floor plan creates a seamless flow between the living, dining, and kitchen areas, ideal for both everyday living and entertaining. The kitchen is designed with flexibility in mind, offering you a choice of granite or quartz countertops, paired with quality finishes that elevate the space. The main level features two spacious bedrooms and two bathrooms, including a private primary suite complete with its own bathroom and a walk-in closet designed for convenience and organization. While the unfinished basement provides room to grow-whether you envision additional living space, a home gym, or extra storage, the possibilities are yours. The rough-in plumbing and insulation make future growth more convenient. Complete with an insulated two-car attached garage and central air, this home delivers both functionality and comfort in a clean, modern design. Home is To Be Built

492 Cache Ave, Fort Morgan

$369,000

3 Beds ⋅ 4 Baths ⋅ IR1064738 MLS

Walking distance to downtown shopping, parks and dining. Nicely updated kitchen with newer flooring and cabinetry. Main level primary bedroom with 3/4 bath. Spacious living room perfect for entertaining. Upstairs features 2 more bedrooms and full bathroom. 2nd level used to function as its own private apartment with a separate entrance and a kitchenette in what is now a living area. Plumbing and electrical remains in the walls for an easy way to convert this space back into an instant income earning opportunity. The basement gives an abundance of storage space, along with another 1/2 bathroom and space to convert for a 4th bedroom if needed. A large, insulated and heated 2 car garage in the back completes this great property. The backyard features its own dedicated gardening area with storage shed and plenty of grass. 2 furnaces, one for each level.

415 Ensign St, Fort Morgan

$269,900

3 Beds ⋅ 2 Baths ⋅ IR1056341 MLS

Welcome to this well-maintained 3-bedroom, 2-bath home offering convenient main-floor living and excellent potential! This half-duplex property features a functional and inviting layout, perfect for a variety of lifestyles. Seller will be installing granite countertops and other recent upgrades include a new roof, new windows, new carpet in living room/primary bedroom, and some fresh interior paint. The primary suite has a private attached bathroom with lots of storage and walk-in closet. Two additional bedrooms and a second full bath provide flexibility for guests, family, or a home office. Downstairs, you'll find a full unfinished basement with a bathroom rough-in-ready for your personal touch and future expansion. Step outside to enjoy a fully fenced backyard with plenty of space for outdoor activities, pets, or gardening, plus a handy storage shed for your tools and equipment. Parking is easy with off-street options and space for two vehicles directly in front of the home. Whether you're looking for a comfortable primary residence or an income-producing rental opportunity, this property offers versatility and value. Don't miss your chance to own this great home!

220 S Spruce St, Fort Morgan

$645,000

3 Beds ⋅ 2 Baths ⋅ IR1064691 MLS

Welcome to this stunning newly completed home, where modern design meets comfortable living. Situated on a generous 0.76-acre lot, this beautifully crafted residence offers 1,958 square feet of thoughtfully designed living space with 3 bedrooms, 2 bathrooms, and an oversized 3-car attached garage.Step inside to an open-concept floor plan filled with natural light, and warm cool-brown designer finishes that create a timeless, inviting feel. The spacious living room flows seamlessly into the gourmet kitchen, featuring premium cabinetry, elegant gold fixtures, a large center island with quartz countertops, and abundant storage-perfect for entertaining or everyday living.The private primary suite serves as a relaxing retreat with a spacious walk-in closet and a luxurious ensuite bathroom complete with dual vanities, gold hardware, a beautifully tiled walk-in shower, and upscale finishes throughout. Two additional bedrooms provide flexibility for family, guests, or a home office.Offering the perfect blend of modern elegance, quality craftsmanship, and room to grow, this move-in-ready home is ready for its first owners. Enjoy the tranquility of country-style living while remaining just minutes from local amenities.

31 Lakeview Circle,, Fort Morgan

$360,000

2 Beds ⋅ 2 Baths ⋅ 7912977 MLS

Builder is Offering $2000 in Seller Paid Concessions! Blinds for windows included if closed before the end of September! Discover modern comfort in this brand-new construction tri-plex home. Designed for effortless main-floor living, this open concept ranch floorplan combines upgraded finishes with a highly functional layout. Soaring high ceilings and recessed lighting create a bright, airy ambiance and perfectly curated spaces for dedicated dining, gathering and a large kitchen island that is sure to be the entertainment hub of the home. This brand-new home features 2 bedrooms, 2 bathrooms, plus a dedicated home office complete with built in upper and lower cabinetry and granite countertops as well as a massive closet for additional storage. You will love your new Chef's kitchen complete with slab granite countertops, solid wood cabinetry, and brand-new stainless-steel appliances and durable, contemporary Luxury Vinyl Plank (LVP) flooring throughout the main living areas. The dedicated laundry space is located on the main level for ultimate convenience. The fully fenced yard offers privacy and a perfect place for pets and outdoor relaxation. Your new 2 car attached garage is fully drywalled and offers ample room for parking and storage. The large full-sized basement can be finished with an additional bedroom, bathroom and living space by the builder for an additional cost if you so desire. This new home provides an ideal location & lifestyle as it is conveniently situated in the growing community of Fort Morgan, CO. This home offers the perfect blend of small-town charm and modern convenience. Enjoy easy access to local parks, The Field House, schools, dining & shopping on Historic Main Street, quick and easy access to Highway 76 all while living in a low-maintenance, turn-key property. Please call to schedule a tour today and make sure to inquire about lender incentives being offered on this property!

408 Molly Ln, Fort Morgan

$339,000

3 Beds ⋅ 2 Baths ⋅ IR1063777 MLS

Move right in and enjoy this beautifully remodeled 2-bedroom, 1.5-bath home situated on a desirable corner lot in a convenient location close to schools, restaurants, and everyday amenities.This home has been thoughtfully updated from top to bottom, offering modern finishes and move-in-ready convenience. The remodeled kitchen features new granite countertops, a stainless steel refrigerator, and a stainless steel range/oven, creating a stylish and functional space for cooking and gathering. Both bathrooms have been updated, including a beautifully tiled shower and granite-topped vanities.The main floor boasts all-new flooring, fresh paint, updated lighting fixtures, and a bright, welcoming feel throughout. Downstairs, a new egress window adds functionality and flexibility, while the new central air conditioning keeps the home comfortable during Colorado's warm summer months.The exterior has received just as much attention with new stone siding accents, fresh paint, new gutters, and an updated driveway that enhances both curb appeal and convenience.Whether you're a first-time homebuyer, looking to downsize, or searching for a home that's already been beautifully updated, this property checks all the boxes. With quality renovations inside and out, all that's left to do is move in and start making memories.Don't miss the opportunity to see everything this home has to offer-schedule your private showing today.

931 Prospect St, Fort Morgan

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