Fort Morgan Homes with Finished Basement

Welcome to Fort Morgan, Colorado – a charming city nestled in the heart of Morgan County, where the spirit of the West meets modern living. Known for its friendly community and rich history, Fort Morgan offers a unique blend of small-town charm and convenient amenities. With its picturesque landscapes and vibrant downtown, it’s no wonder that families and professionals alike are drawn to this welcoming locale.

One of the standout features of homes in Fort Morgan is the availability of properties with finished basements. These versatile spaces provide endless possibilities – whether you envision a cozy family room, a home office, a play area for the kids, or a guest suite for visiting friends and family. Finished basements not only add valuable square footage but also enhance the overall functionality of the home, making them a sought-after feature for many buyers.

Fort Morgan is surrounded by stunning natural beauty, with easy access to outdoor activities such as hiking, fishing, and biking. The city is also home to excellent schools, parks, and local shops, ensuring that residents have everything they need right at their fingertips. Whether you are looking to settle down or invest in a rental property, Fort Morgan’s real estate market offers a variety of options, including homes with finished basements that cater to diverse lifestyles.

Come explore the charm of Fort Morgan, where your dream home with a finished basement awaits! Embrace the opportunity to create lasting memories in a community that feels like home.

Newest Fort Morgan Homes with Finished Basement

$333,800

4 Beds ⋅ 2 Baths ⋅ 3382996 MLS

Looking for the perfect shop right in your backyard? This spacious 4-bedroom, 2-bath split-level home offers the space, versatility, and functionality you've been searching for! Situated in an established neighborhood just a short walk from Brenda Joy Park, this property features an attached 2-car garage plus an impressive 925 sq ft heated shop with electricity, complete with a dedicated reinforced gun room/vault, ideal for secure firearm storage, valuables, tools, collectibles, or other high-value equipment. Bring all your toys! Additional gravel parking provides ample space for RVs, trailers, boats, work vehicles, and equipment, making this property a rare find. Inside, you'll find a spacious and functional floor plan with 2,008 finished square feet. The carpet has already been removed, giving the next owner the opportunity to choose the flooring that best fits their style and truly make this home your own. Major updates include a new roof (2021), a brand-new water heater, and a new toilet in the lower-level bathroom, giving buyers peace of mind on several big-ticket items. Outside, enjoy the covered patio, fully fenced backyard, mature landscaping, and a stunning shade tree that adds beauty and character to the front yard. The property also includes an underground sprinkler system, currently turned off, offering the opportunity to restore convenient lawn irrigation if desired. Whether you're a hobbyist, contractor, outdoor enthusiast, or simply looking for extra workspace and storage, this property offers endless possibilities in a location you'll love.

Fort Morgan

$196,665

6902797 MLS

The list price is not indicative of the seller’s final reserve amount. This property is now active in an online auction. All offers must be submitted through the property’s listing page on Auction. The sale is subject to a 5% buyer’s premium pursuant to the Auction Terms and Conditions (minimums may apply). Although the property is vacant, do not enter unless interior access is available. Property is sold as-is. No for sale sign allowed.

303 Belmont Place, Fort Morgan

$390,000

1 Beds ⋅ 1 Baths ⋅ 9817064 MLS

are opportunity to own a unique live work property with both residential and commercial zoning in a prime Main Street location! Whether you’re an entrepreneur looking to run your business just steps from home or an investor seeking a versatile property, this one offers endless possibilities. The lower level features a beautifully updated 1 bedroom, 1 bathroom apartment, while the fully updated upper level is ready for a variety of business uses. Simply unlock the door and start operating your business while enjoying the convenience of living downstairs. Clients and guests will appreciate the inviting outdoor patio, perfect for summer evenings, meetings, or a welcoming waiting area. With modern updates, exceptional flexibility, and unbeatable visibility on Main Street, this property is ready to bring your vision to life.

801 Main Street, Fort Morgan

$285,000

3 Beds ⋅ 2 Baths ⋅ 8854262 MLS

Life gets a little easier when everything you need is just minutes away. Perfectly situated near the high school, hospital, restaurants, and the interstate, this 3 bedroom, 2 bath home offers the convenience you’ve been looking for without sacrificing comfort. Inside, you’ll find a welcoming layout with a basement that adds flexibility for everyday living. Outside, you’ll love the fresh exterior paint, brand new roof, and new garage door, giving the home updated curb appeal while providing added value and peace of mind. Whether you’re starting a new chapter or simply looking for a home in a location that makes life effortless, this one is ready to welcome you.

Fort Morgan

$392,000

4 Beds ⋅ 3 Baths ⋅ 4171677 MLS

929 Carol St is a 1-story Fort Morgan single-family home built in 1963, offering 4 bedrooms and 2 bathrooms across 2,572 square feet. The kitchen features white cabinetry, granite countertops, and stainless steel appliances. The large living area has a fireplace and connects to the dining space with hardwood floors. The primary bathroom is finished with a stone accent wall, a freestanding soaking tub, and a walk-in shower. A second bathroom provides additional convenience. A covered pergola extends the living space outdoors, and a 1-car attached garage with a large backyard and mature trees completes this well-maintained ranch-style residence.. Included 100-Day Home Warranty with buyer activation

929 Carol Street, Fort Morgan

$410,000

4 Beds ⋅ 3 Baths ⋅ 3315773 MLS

Some homes are meant to be seen, while others are meant to be discovered. Tucked away in a peaceful setting, this inviting 4 bedroom, 3 bath home offers so much. Whether you’re hosting summer barbecues in the spacious backyard or enjoying quiet evenings under the stars, this home was designed for making memories. Downstairs, the finished basement lives like its own private retreat, offering the feel of a separate apartment ideal for guests, multi-generational living, a home office, or endless possibilities to fit your lifestyle. If you’ve been searching for a home that offers both privacy and flexibility, this hidden gem is ready to welcome its next owners.

Fort Morgan

$375,000

4 Beds ⋅ 3 Baths ⋅ 7327415 MLS

Lovingly maintained and thoughtfully updated over the years, this home offers the kind of care and attention you can truly feel. From major system upgrades including a new A/C and HVAC system (2024), updated furnace (2024), new water heater (2025), fresh exterior paint (2025), and a professionally swept fireplace (2025), to beautifully remodeled living spaces, peace of mind comes built in. The kitchen, upstairs bathroom, and laundry room have been thoughtfully remodeled, complemented by soft-close cabinetry and fresh interior paint that creates a bright, welcoming atmosphere throughout. Outside, the fully fenced backyard offers privacy and room to relax, entertain, or simply enjoy everyday moments. Beyond the home itself, you’ll find something even harder to come by a true sense of community, with friendly neighbors, nearby parks and a dog park just blocks away, and an open neighborhood feel that makes evening walks, bike rides, and time outdoors easy to enjoy.

Fort Morgan

$383,000

4 Beds ⋅ 2 Baths ⋅ 3913044 MLS

Situated at the end of the street & across from a park, this move in ready home is just what you've been waiting for! Featuring 4 bedrooms, 2 baths, library/rec room, roomy eat in kitchen with ample storage space & a new coffee bar, updated flooring, windows, hot water heater, + more! The garden level provides great natural light while also giving bonus room! Attached 1 car garage opens up to the backyard made for private entertaining! Covered patio space, enclosed garden area, storage shed, & alley access give you all the right areas in one space! The detached shop provides convenience w/extra storage, heated & insulated, 220v, & LED lighting. Call now for your own tour!

527 Elm Street, Fort Morgan

$774,900

5 Beds ⋅ 3 Baths ⋅ 4859108 MLS

Sprawling ranch farmhouse nestled on 2.5 acres with no covenants! Surrounded by farm ground & mature landscaping this property features 2 HOMES! Rental or extended family living possibilities! Main house has numerous updates- windows, doors, brand new A/C & furnace, flooring, plumbing, electrical, + more! Original character is felt in each room, with 5 bedrooms, 3 baths, a new primary suite, spacious open floor plan, granite counters, 2 pellet stoves, hardwood floors, you'll feel right at home! Outside is an oasis with 2 patios, garden area, flower bed, & animal areas! A 60x40 shop with finished panel office area R7 insulation, 16' sidewalls, car lift, 220v, and 3 bays ready for all your vehicle/trailer needs. Rental house is an updated 1 bedroom, 1 bathroom home with hardwood floors, laundry, & pellet stove! Extra outdoor buildings boast a 20x18 detached garage, heated storage house or rec building with 220v, 44x16 storage building with concrete floors, & chicken coop. MCQW water tap + well for outdoor use. Space for large animals/corrals in back portion of acreage! Country living at its finest welcomes you home! Call today for your private showing!

15245 County Road 14, Fort Morgan

$714,049

5 Beds ⋅ 3 Baths ⋅ 5229060 MLS

Welcome to The Mountain—a thoughtfully designed ranch-style home offering the perfect blend of comfort, style, and functionality. The custom finished open-concept layout seamlessly connects the kitchen, dining, and living areas, creating an inviting space for both everyday living and entertaining. The kitchen features upgraded cabinetry and a stunning waterfall island, while the living area offers a cozy fireplace for relaxing nights in. The main level includes three bedrooms, highlighted by a spacious primary suite, with additional rooms ideal for guests, a home office, or playroom. A convenient mudroom with laundry sits just off the garage entry. The finished basement expands your options with two additional bedrooms, a large recreation space, and a kitchenette—perfect for hosting or multigenerational living. Enjoy peaceful mornings on the covered patio, and take advantage of the versatile garage space that opens in the back to park side views suited for hobbies, a gym, or added entertaining. This home truly adapts to your lifestyle—schedule your showing today. Under Construction estimated completion June2026

1155 S Deuel Street, Fort Morgan

$345,000

3 Beds ⋅ 2 Baths ⋅ 9029307 MLS

STOP YOUR SEARCH! This Fort Morgan home features a BRAND NEW ROOF, offering you total peace of mind for years to come. Designed for easy living, this move- in ready home is ready for you to start making memories. Inside, enjoy a beautiful eat-in kitchen plus a dedicated dining room perfect for holiday gatherings. Three spacious bedrooms with ample closet space and a functional laundry/mudroom make daily life a breeze. BUT WAIT UNTIL YOU SEE THE OUTSIDE! The massive, manicured backyard is a private oasis, while the detached 2-car garage, carport, storage shed, and generous RV/Boat parking ensure room for all your vehicles and extra storage needs. This one truly has it all-schedule your showing today! This one truly has it all-schedule your showing today!

616 West Street, Fort Morgan

$650,000

5 Beds ⋅ 3 Baths ⋅ 2999824 MLS

Preferred Lender incentive and rate buy down available!! Welcome to The Mountain – a thoughtfully designed ranch-style home that balances comfort, style, and functionality. Perfect for both everyday living and entertaining, this open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a warm and inviting space for gatherings. On the main level, you’ll find three bedrooms, including a spacious primary suite that feels like your own private retreat. Two additional bedrooms offer flexibility for family, guests, or the ideal home office or playroom. Beautiful kitchen/living space offers flexibility for entertaining, or cozy nights in front of the fireplace. Step out onto the covered patio and enjoy your morning coffee in peace—it’s the perfect way to start the day. Every detail of this home was designed with convenience in mind, including a smartly placed mudroom/drop zone with laundry right off the garage entry. The finished basement expands your living space with two additional bedrooms, a bonus family/recreation room, and a kitchenette—perfect for hosting, multigenerational living, or movie nights at home. Even the garage goes beyond the ordinary, doubling as a flex space for a home gym, hobby area, or indoor/outdoor entertaining that flows into the backyard. From quiet evenings at home to lively weekends with friends, this home adapts to every lifestyle. Schedule your showing today!

1096 S Deuel Street, Fort Morgan

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